Hey Toob,
The number of miles rarely equates to experience, it's what you learn and what you do on those miles that counts. Time is the best teacher, if you can survive five, ten, twenty and so on years then your experience base increases exponentially and you learn from experience...some never do, some catch on quickly others slowly it all depends on attitude and safe driving.
Good driving habits, situational awareness, maintaining a safe long following distance, good reaction times all help build that bank of experience and thus increase your chances of never having a bad incident. On that note, you can also never trust cagers to do what you think, especially soccer moms on cell phones....but if you make yourself aware of things around you, you gain reaction time.
I've been lucky in only having one accident resulting in a busted kneecap and that was early on in my riding career, I learned from that and have yet to have another accident.
Just a few thoughts....